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Many Western Australians believe that they don’t make enough money to save. As a result, this has become one of the most common reasons why they won’t even try saving.

For someone to be able to save money, he needs to pay attention to his day-to-day expenses. The small expenses that you make everyday are important because if you left them unchecked, these expenses tend to pile up. It might be easy to overlook these small amounts of money but they will turn into hefty sum at the end of the month.

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Low income

In order to save some money, some people choose buying used stuff instead of buying brand new. Yes, some used items can be quite difficult to be found in a good condition. However, you should also consider the amount of money you will be saving. Thrift shops generally sell clothes in good condition, varying from decent to brand new. Aside from clothes, you can also buy used gadgets, appliances or even car, but you need to make sure to ask an expert’s advice if the current condition of the item is worth the price.

Smart budgeting and financial management is incomplete without tracking your expenses. Obviously, you will never truly know how much money you’re spending or saving if you don’t diligently track it. Without expense tracking you won’t know in which area you’re overspending, which area actually needs more funds and which expenses can be cut altogether. Tracking your expenses doesn’t have to be difficult especially nowadays when you can use a lot of personal finance apps you can download for free.

Finally, you should get out of debt. This is so important especially if you have low income. At some point you must consider living frugally for a year or two, so you can put your extra cash towards your debt. When you don’t have credit card debt, loans, car and house mortgage – that is when you have financial freedom.

For more on how to manage your money if you have low income, read this:

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Small Business for Sale

We all know how difficult it is to build a business from scratch even it is just small. As entrepreneurs, we have once dreamed of running our own venture and once we have started running it, we want to build it to succeed. So when time comes that we fail and have nothing else to do but to give our business up and sell it to someone else, it becomes one of the most a tough situation both emotionally and financially.

Apart from emotional feelings, the most common problem small sole traders experience when selling their business is correctly pricing their business – knowing how much their business cost is one of the most challenging tasks entrepreneurs face when selling their business.

Nowadays, more and more small business owners in Perth make drastic mistakes when selling their business. They lose thousands of dollars in the process and in worse cases all their hard-earned assets eventually goes down the drain.

Before selling your own business, there are a few things you need to keep in mind. First of all, you need to determine your reason why you’ll be selling. Usually, entrepreneurs sell their business because they are already old and want to retire from entrepreneurship, some involve partnership disputes or death of a partner or partners, or you just felt bored. Meanwhile, there are some owners consider selling the business when it is already unprofitable. However this can make it more difficult to attract buyers.

Another factor to consider is timing. You need to be prepared a year or two ahead of the time. Having such time will allow you to improve your financial records business structure and customer base to make the business more profitable. This will attract your buyer since his transition to keeping the business run smoothly becomes easier.

Don’t be like Rotten Tomatoes founder Patrick Lee, who had a few regrets on selling his movie review website last 2004. What are his regrets? Click this link to find out:

Perth News

One of the most visited rooms in your home is the kitchen. Whenever they are at home, most adults spend their time at the kitchen. It is the place where they cook, eat, talk, and interact with our family members. That is why keeping it look fresh, modern, and functional is one hot topic among homeowners.

When it comes to selling a home in Perth WA and making a smart real estate preparation, having a well designed kitchen can engage more potential home buyers and increase your property’s market value. Apart from creating a better appeal to your kitchen, it can also increase the value of your property.

Designing your kitchen is one rewarding experience especially for those who love to cook and eat. After you have gathered kitchen design ideas from a variety of sources, the fun begins when you actually incorporate all these ideas into a coherent image of the kitchen that perfectly suits your taste, needs, and lifestyle.

With all the modern products being introduced by manufacturers these days, you can give a completely new look to your kitchen and make it stand out without burning a hole in your pocket. Modern lighting, stylish cabinets and tiles can give you the kitchen that you’ve always wanted, and the good news is that you don’t have to spend a lot of money for a kitchen makeover.

Remodelling a kitchen also allows you to have more space. By adding various racks, shelves and sliding drawers which keep your utensils and appliances, you can have more space. You can allot different cabinets and shelves for different purposes and can make better use of these compartments according to your needs.

In other words, you don’t have to reconstruct your kitchen in order to create a fresh look. All you need is some creativity and you can have the kitchen that you’ve always wanted without spending a lot of money.

Read more at:

Perth News

Are you a mom who wants to stop working and start become a solopreneur? If you are always connected to the internet, you may want to start your own blog. Blogging is a great activity whether you want to share knowledge, want to blog for a cause, blog to make a wide network of friends, blog for fun, or blog to earn money. Whatever your reason is, then do start your own blog as early as possible!

Most of the people can’t find any reason to start their own blog. They are happy in spending time by reading others blogs.

For sure, there are some matters that you know which other people want to learn. So if you want to share some ideas or tips about anything, then you should share this through blogging. You can help people by sharing your knowledge with them. If you can solve someone’s problem with your knowledge it is going to be a big honourable deed.

Blogging is also a good way to make friends. If you post interesting blog posts, you will make a lot of friends. You will get famous around about your expertise and people will respect you for it.

If you desire so, your blog can generate money. There are number of bloggers around you who have made blogging a source of full time income for themselves. However, you really need to be a good blogging to monetise your blog.

To learn the right way of starting your own blog, learn from the expert blogger Crystal Paine by reading this post:

Perth News

Perhaps you are already thinking that it’s time to quit your job and become an entrepreneur and start a sole trader business. If that’s the case, you will want to give it some additional thought before taking actions that you might regret in the future.

One of the reasons why many are hesitant to quit their jobs to become business owners is because of recession. And even though the economy is rebounding after a long recession, there are still some things to consider before you try to make the jump from employee to entrepreneur unless you know exactly what you are setting yourself up for in advance. The things to think about first include the type of work you have been used to, your previous experience being self-employed, and the role your family will play as you make this life changing transition.

Quitting your job to run a business is not easy as it sounds especially when you are already used to working from Monday to Friday regularly, from nine through five. Keep in mind that working for yourself solo as an entrepreneur means that you won’t be working on regular hours. Rather, you will be working either less or extended hours when needed.

Jumping from a regular employee to becoming an entrepreneur is not easy especially when you work for the government. For more tips on how to adjust from this transition, read this blog post from Flying Solo Australia:

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5 Ways to Make More Money as a Coach or Consultant

If you consider yourself an expert at any particular field, and you believe you have unique, valuable knowledge about a certain subject matter, then you most like consider yourself an irreplaceable business consultant in that field.

Nowadays, more and more people are joining the forces of business consulting and with the high number of individuals claiming to be “the best” how do you, as a business owner separate the good from the terrible ones?

Passion is one of the things that separate a good consultant from the bad ones. Surely, you must have a great deal of knowledge on the subject matter but passion is where the great will outshine the average.” With all the technology we have today, pretty much anyone can be a consultant. All you need to do is discover what you are good at and welcome the idea of constantly learning more about the particular subject.

In addition, you need to create a niche for yourself. Establish your primary area of consulting like business, personal or career coaching. Once you have done that, you can zero in on a niche within that to build subject matter expertise and a reputation which people seek out.

An article published at can teach you more on making money as coach or consultant:

You might also like reading:

You don’t have to start from scratch to give your kitchen a new lease of life

Perth News

If you want to start your own business but do not want to spend a lot of effort in introducing your product or service to the public, then you should consider buying a franchise. This alone can save you a lot of money in promoting your product to the public.

Image result for franchise

When you buy a franchise, assuming you bought from a successful brand, your targeted customers already know about the brand and they will not care about who the owner of operator of the business. This is to say that purchasing a popular franchise is almost like purchasing customers themselves.

Another advantage of purchasing a franchise is that you save a lot of time and heartache learning the ins and outs of the business. You also don’t have to conduct a number of studies and researches about your operations as practices and procedures would have been in place for years. Trainings are usually provided to meet the standard and consistency across all franchise operators.

From the beginning, you being the operator as well as your staff are trained in order to understand certain operating procedures from simple thing like making a sandwich until complex one such as preparing a yearly executive report. Always remember that your customers come into your business with expectation to receive the same quality of product or service they have been using.

Once you have already discovered the benefits of buying a franchise instead of starting a business from scratch, you probably have made a decision to purchase a franchise. But do you know how to buy a franchise?

Find out how at:

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Office Cleaners in Perth & Employee Productivity

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Business Perth

A sole proprietorship, solopreneur, or sole trader is the most common and the simplest form of business. It is a business which one goes into with family members and there are various advantages of sole proprietorship that one should look out for when considering this type of business.

One of the most popular advantages of starting a sole trader is that it is easy to start. One can therefore start by leasing or buying the required equipment to start this form of business. Mistakes are fewer in this form of business since the owner has to be very careful as he or she is solely liable for any mistake.

Another reward of becoming a sole trader is the pride that one gets from owning such a business. This is especially so in the long-run when the profits are increasing and the business is expanding. As the business owner, you can have a legacy to leave behind for future generations when he or she dies. Unlike in partnerships where in some cases, the business may not reconsider a family member of the deceased taking up his place in case of death.

If you want to operate your business as a sole trader in Australia, then you should check out this helpful article from Australian Taxation Office’s Official Website. It can help you understand better about sole proprietorship.

Read the full article here:

Office Cleaning

Your office can be extremely busy places especially if you have a large workforce coming in and out every day. In addition to your staff, you might also have a large amount of visitors. For busy offices that have high volume of traffic going through, their place can start to look dirty very quickly; some offices can look terribly cluttered especially during mid afternoon.

office cleaners PerthTherefore it is very important to hire a professional office cleaning service. Outsourcing this type of service doesn’t have to be expensive. In Perth, you can find some cheap office cleaning services. For example,SouthernCrossCleaning is one of the companies you can depend on if you want to get affordable yet outstanding service. They can come to your office and deal with your cleaning problems. Read more about Southern Cross at

Generally, a workforce is greatly affected by the environment or the place that it works in. In fact according to an article posted at Forbes, stressful workplace can lead to less productive employees. For example, some of your staff members may feel very uncomfortable working in an office that is cluttered and untidy and this might mean that they are unable to concentrate very well.

With a clean and tidy office, your employees can become more productive. Office cleaners in Perth can give you all these. They can also give you rates that are affordable. In other words, you can get an outstanding service without breaking a leg.

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Running a business is a big challenge more especially if you are leading a large company. Not just the CEO but leadership qualities throughout a company are paramount.

Billionaire investor Warren Buffett has some sage advice for CEOs. Picture: AP.
Billionaire investor Warren Buffett has some sage advice for CEOs. Picture: AP.

There are numerous qualities a good CEO should have so it is important that your management team have diverse backgrounds and characteristics that their output as a whole can supplement each other’s weaknesses with strength.

As the CEO, you have the most critical position in the business because you are the responsible for each decision you make in behalf of the company as well as the direction and action it will make.

The CEO should have knowledge that comes less from school education and more so from the bottom up through the ranks. More importantly, you should always keep in mind that you are only allowed to make very few mistakes and you need to focus on the company’s development and successful implementation of its plans.

CEO’s face the same challenges in time. Time is one of the most common enemies as it seems that you always have limited time to do all the things you need to do both in your career and your personal life.

Dr. Jon Cummins wrote a great article which talks about the 7 habits you should have if you want to become a good CEO.

You can find the article here: